Raising capital is no longer just about the next round. It’s about building a Capital Stack that protects your equity while fueling your GTM sprints.
In today’s market, the "Growth at all costs" model is dead. Modern SaaS founders are replacing high-dilution equity rounds with Strategic Capital Optionality. This guide breaks down how to navigate the 2026 funding landscape using a mix of equity, venture debt, and Float’s Revenue-Linked Credit Facilities.
How to scale from your first £250k ARR to Series B.
Traditional Revenue-Based Financing (RBF) from first-gen players like Pipe or Capchase often feels like a series of rigid "payday loans" for your invoices. As your startup matures, you need a Facility, not a transaction.
The most successful CFOs don’t just raise equity; they optimize the "Cost of Capital."
We look for predictability. If your business runs on recurring revenue, you have an asset that banks don't understand, but we do.
Our minimum requirements:
Venture Debt usually requires a recent VC round, includes warrants (future dilution), and often comes with restrictive financial covenants. A Float Facility is covenant-light, requires zero warrants, and is based entirely on your revenue performance making it faster and more flexible for scaling companies.
Absolutely. Most of our clients use Float to complement their equity. It allows you to delay your next round until you’ve hit the metrics required for a "Step-up" valuation, effectively acting as a cheaper, non-dilutive bridge.
"Revenue-Based" often implies a fixed percentage of your daily sales. "Revenue-Linked" means your total borrowing limit scales up as your ARR scales. It’s a sophisticated credit line that grows as you grow, giving you a larger "bucket" of capital to draw from as your company matures.
