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Credit where
credit is due

Are you a SaaS? Here’s the good news: We’ve got flexible, non-dilutive credit that lets you go big without giving up a slice of your company.

Secure capital today to stay in charge tomorrow

Line graph showing two upward trends labeled 'Revenues' and 'Credit Limit' with the text 'Get a higher credit as your scores improve'.

Turning future revenue into capital

We see your recurring revenue as the real security for your loan—no personal guarantees or board pledges needed. Depending on you ARR you will receive a custom credit offer.  Get your funds in a few days, right to your bank. No dilution, no wait.

Circular chart showing 77 million euros divided into credit (grey), loans (pink), and new loan (white) segments.

A credit line tailored for you

Our loan grows with you, letting you access up to 70% of your ARR. Use as much as you need, whenever you need it, without reapplying. Each loan is customized to match your goals. And as your business grows, so do your terms and credit.

Comparison of three loans showing amounts €40,000, €5,000, and €20,000 with 15-month term length, no grace period, and 7.35% interest rate each, under total available credit.

Only pay for what you use

Interest is fixed upfront, with monthly repayments. Pick between 6-15 months, and get an optional 3 or 6-month grace period. No fees to keep the credit line open—you only pay for what you use. Plus, no currency risk—funds come in your local currency.

Table listing amounts of 8100€ with due dates from April 30 to August 30 and 'See invoice' links, with April 30 row highlighted in pink.

Manage your loans, right in the app

Keep tabs on your funding right in the app. Access all your docs in one spot, track your available credit and upcoming payments, and sign contracts digitally—anytime, anywhere.

Your growth,

your rules

You have a million things on your plate. You might want to boost your growth or create a buffer. What ever the need, we’ll help you sort out when dept can be your best ally.

Get in touch

Build a bridge

Do you have a downturn right now but know it will pick up in a couple of months? Cover the gap and keep your growth on track.

Boost your growth

You have a well-executed go-to-market strategy that’s performing perfectly. With some more support,
you could fully maximize its potential.

Extend your runway

Is it not the right moment to raise funds? By delaying your next funding round, you could aim for a stronger position and higher valuation.

Leverage equity

Stay capital-efficient and strategic by blending the benefits of venture capital with debt financing to meet your company’s growth needs.

Create a buffer

Maintain your peace of mind by ensuring your cash flow remains strong, steady, and resilient, even through times of uncertainty.

Invest in profitability

Take advantage of opportunities to lock in significant savings, even when they require an upfront cash investment to secure them.

The benefits of  
the growth loan

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Speed

Quick sign-up, credit offer in a few days,
and topping up’s a breeze.

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Simplicity

Our straightforward, transparent process
let’s you focus on growth instead of funding.

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Flexibility

Draw what you need and pay only for
what you use. The credit grows with you.

Tablet held by two hands displaying a loan withdrawal credit dashboard from Float with graphs and input fields.

See what
you can get

In just a few simple steps, find out what
It’ll take to grow without losing momentum

Want proof?

Don’t just take our word for it. Compare for yourself and see what’s the smarter choice.

Keep ownership and control
No personal guarantees
Flexible payment terms
Grace period
Fixed interest
Personal contact
Loan in preferred currency
Smooth onboarding
No additional costs or charges

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