In healthcare, the stakes are higher and the timelines longer. Invest in compliance, validation, and growth without giving up equity.
Real situations we hear in almost every first call.
01
A successful pilot still waits for the tender, and for the budget cycle behind it.
02
Notified bodies often have long MDR backlogs. Your regulatory team keeps working, and keeps getting paid, while you wait.
03
Go-live depends on the hospital's IT team, and they have twenty other projects ahead of you.
04
Clinical validation and real-world studies take months and money, long before revenue grows.
From the first clinical champion to region-wide rollouts. Every step of the HealthTech cycle has its own cash moment. Here is each one, and how Float fits.
You prove the product works with clinicians and, where needed, certify it as a medical device.
Where the cash goes
Regulatory and clinical work costs money long before any sale.
With Float
Fund regulatory work without raising equity at an early valuation.
A hospital or clinic group runs a pilot to measure outcomes in real care.
Where the cash goes
Your team supports the pilot while the buyer measures results.
With Float
Draw to staff the pilot and keep momentum.
Procurement, information governance and tenders decide the deal. It can take quarters.
Where the cash goes
Payroll keeps running while the tender is assessed.
With Float
Pick a grace period of up to 6 months to match the procurement wait.
You integrate with the EHR and train clinicians across sites.
Where the cash goes
Integration and training peak before full contract revenue.
With Float
Spread repayments over up to 24 months across the rollout.
More sites, more regions and multi-year renewals. Revenue becomes predictable.
Where the cash goes
Scaling to new regions needs capital ahead of contracts.
With Float
Your facility grows with ARR. Draw again, bigger.
How money moves in HealthTech.
Cash break-even
Float covers the gap
Facility grows · draw again
We're here at every stage
The pressure
Clinical pilots need people on the ground.
With Float
Fund pilot teams without slowing other deals.
The pressure
Evidence, privacy and security reviews take months.
With Float
Choose a grace period that matches the review.
The pressure
Connecting to clinical systems is costly work.
With Float
Tailor the draw. Repay over up to 24 months.
The pressure
Staff training and support decide success.
With Float
Keep support fully staffed while usage grows.
The pressure
More sites and services follow a good rollout.
With Float
Your facility grows with ARR. Draw again, bigger.
We understand it
Careful buyers, long reviews, loyal customers. We underwrite on the recurring revenue you have built.
Simple
Connect Stripe, Xero or QuickBooks in clicks. Get an offer based on your real numbers. No deck, no data room.
Flexible
Up to a 6-month grace period through reviews and rollout. Terms up to 24 months. Pay only for what you use.
17
European markets