Scalable. Metric-driven. Operator-led. Non-dilutive credit facility that grows with your ARR and moves on your schedule.
Real situations we hear in almost every first call.
01
Every new customer is profitable over time, but each one costs cash today. Growing faster makes the cash problem worse.
02
It fixes the bank balance this quarter. It also cuts lifetime value on your best customers.
03
Customers are expanding faster than you can build for them. The engineers you need cost cash today, and the expansion revenue arrives later.
04
Enterprise customers ask for 60 to 90-day payment terms. Your team and servers still need paying every month.
From first trial to net revenue retention above 100%. Every step of the SaaS motion has its own cash moment. Here is each one, and how Float fits.
You build pipeline with paid, outbound and content. The CAC payback clock starts the day you spend.
Where the cash goes
Acquisition is paid upfront. CAC payback often runs 12 to 18 months.
With Float
Fund pipeline now and repay as the customer cohort pays back.
Trials turn into paid seats and annual contracts. Sales cycles get longer as ACV climbs.
Where the cash goes
Account executives and solution engineers are paid before deals close.
With Float
Draw for sales hires and pick a grace period that matches your sales cycle.
New customers reach their first moment of value. This decides whether they stay.
Where the cash goes
CS and onboarding are fixed costs that run ahead of revenue.
With Float
Keep onboarding strong with repayments spread over up to 24 months.
Recurring revenue proves itself month after month. Low churn is your best asset.
Where the cash goes
Product and support investment keeps churn down, but it is cash out first.
With Float
We underwrite on retention you have built. Strong cohorts mean a stronger offer.
Customers add seats, upgrade tiers and buy new products. MRR compounds.
Where the cash goes
You want to fund new products and markets without diluting the cap table.
With Float
Your facility grows with ARR. Draw again for the next stage.
How money moves in SaaS.
Cash break-even
Float covers the gap
Facility grows · draw again
We're here at every stage
The pressure
Sales and marketing spend lands before the first invoice.
With Float
Fund GTM spend without waiting for the next round.
The pressure
Implementation and support cost money in month one.
With Float
Draw for onboarding capacity as signups grow.
The pressure
CAC is recovered over 12 to 18 months of subscription.
With Float
Repay over up to 24 months, in line with payback.
The pressure
Churn and expansion decide the true lifetime value.
With Float
Underwritten on your retention, not a forecast.
The pressure
Upsell and NRR turn customers into compounding revenue.
With Float
Your facility grows with ARR. Draw again, bigger.
We understand it
ARR, NRR, churn and payback. We underwrite on the recurring revenue you have already built.
Simple
Connect Stripe, Xero, or QuickBooks in clicks. Get an offer based on your real numbers. No deck, no data room.
Flexible
Up to a 6-month grace period, so new spend can pay back first. Terms up to 24 months. Pay only for what you use.
17
European markets
